Charles Millard holds a Bachelor of Arts in religious studies from the College of the Holy Cross and a Juris Doctor from Columbia Law School, where he was a Harlan Fiske Stone Scholar. He spent several years in the private sector, managing institutional risk and leading financial firms. Millard transitioned to the public sector, serving as President and CEO of the New York City Economic Development Corporation and Director of the Pension Benefit Guaranty Corporation, where he significantly reduced the organization's deficit. He has also contributed extensively to media as a commentator and columnist on financial and retirement policy.

Charles Millard's strategic philosophy is rooted in a unique blend of financial acumen and social advocacy, particularly in retirement policy. His advocacy for lifetime income solutions and democratization of alternative investments in 401k plans showcases a forward-thinking approach to economic stability. Millard's tenure at the Pension Benefit Guaranty Corporation highlights his calculated efforts to reduce long-term deficits, revealing a highly localized strategy tailored to regional industrial interests. His human rights work in Chile further underscores a commitment to social justice, adding an unexpected dimension to his policy stances.